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What Is Dead Peasants Insurance?

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Ever hear of dead peasants insurance? It’s not exactly what it sounds like. It’s jargon which discusses corrupt businesses who look to make a substantial return of investment, though they are willing to break the law to do so. Not all companies have the interests of their employees in mind, unfortunately. There are instances where.. More

Managing “Key Man Risk” in Hedge Funds

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An important risk management strategy often overlooked by many investment managers is key man insurance for hedge funds. Many of the nation’s most successful hedge funds depend heavily upon one “manager” to make crucial investment decisions. As such, the funds attractiveness and ultimate returns hinge upon it’s leaders ability to perform. That’s why key man.. More

Steve Jobs- “The Ultimate Key Man”

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On Wednesday, October 5, 2011, Steve Jobs co-founder of Apple, Inc. and “the ultimate key man”, died at the age of 56 after a long battle with pancreatic cancer.  He was an absolute genius and the “guru” behind Apple’s remarkable run of innovative technological roll outs.  It is not too much of a stretch to.. More

Is Key Man Insurance Deductible As A Business Expense?

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When filing taxes, every business looks for as many deductions as possible, and looking to deduct your key man life insurance premiums is no exception. However, before you write off corporate owned insurance premiums, you need to fully understand how the IRS is going to treat this issue. Additionally, your business needs to be aware.. More

Five Uses of Key Man Life Insurance

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As a business owner, CEO or CFO, you know it’s simply not good business to fail to plan ahead. The real truth is that many small businesses or partnerships depend upon just one or two individuals for their ultimate success. For most of these companies, the untimely death of one of these “key” people can.. More

Retirement Planning and Key Man Life Insurance

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Many business owners recognize the threat of losing a key person and ultimately protect their businesses with key man insurance. But more often than not, they fail to see a golden opportunity to create value by combining  the idea of retirement planning and key man life insurance. The most basic use of key man or.. More

Business Planning and Key Man Insurance

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Whether you have been in business for several years or if you are looking for capital investment to fund a start-up, the advantages to having a strong business plan cannot be understated. One of the most often overlooked Risk Management Strategies is key man insurance. Every good business has a few “key” people that are essential to the successful operations and ultimate profitability of the company. Proper business planning dictates that these key executives and employees, the ones driving the revenue for the business, should be protected. When you stop to think about aren’t your key people your real assets in your company? It is only prudent to protect these key assets.