Find the Right Key Person Insurance for Your Business in 60 Seconds

It’s fast, simple and online

Protect your legacy with a life insurance policy tailored to your needs, timing, and budget. With 30+ years of experience serving businesses of all sizes and a network of 40+ providers, we will help you find the best policy at the best price.

It’s fast, simple and online

Protect your legacy with a life insurance policy tailored to your needs, timing, and budget. With 30+ years of experience serving businesses of all sizes and a network of 40+ providers, we will help you find the best policy at the best price.

Trusted By Business Owners Nationwide

We built our business on transparency and trust. Don’t just take our word for it—see the hundreds of 5-star reviews on Google and Trustpilot. Our reputation speaks for itself.
"Truly enjoyed every interaction"
Michael Gray is helpful, patient, and does not try to over-sell you insurance products you don't need. I have truly enjoyed every interaction I have had with him.

–Anil
"Exceeded expectations"
My experience with Michael and his team exceeded expectations. 5 STARS and would give more if I could!

–John Mercurio
"Went above and beyond"
My husband and I have worked with Michael since 2007. He has always taken care of our needs, and we still agree that we made the best choice.

–Donna

71% Of Small Businesses Depend on A Key Employee to Survive - Does Yours?

Most small businesses depend on one or two key employees to succeed, so what’s stopping you from purchasing a life insurance policy to protect your business?

Is it time wasted waiting on hold for an agent? Or hours pouring over different (yet nearly identical) policies?

A key person life insurance policy is the most affordable way to protect your life’s work. You put years into building a great company, don’t leave your future up to chance. Whether you need coverage for yourself, for a key employee, to buy out a cofounder, or to secure a loan, we make life insurance fast and simple. With decades of experience serving businesses of all sizes, we’ll find the best life insurance policy for you at the best price.

We’ll Find You the Best Policy From 40+ Top Insurance Providers

Personalized Life Insurance Coverage, No Matter Your Needs

We’ve helped over 5,000 small businesses and business owners over the years and know what lies ahead and what you’ll need coverage for.

We can help you find a policy no matter your needs:

  • Insure a founder or key employee
  • Buy-sell protection
  • Business debt protection
  • Secure an SBA loan
  • Executive benefits

Up to $5 Million in Coverage With No Medical Exam*

*Depending on age, health, and state of residence. Request a free quote to compare rates through our proprietary AI-powered platform. Unlike other brokers, we do not sell your info or require a call before you access your free quote.

30+ years of experience

We have 30+ years of experience working with small businesses across industries.  We work closely together and treat your business as it’s our own.

Get a free quote in seconds

Fill out a brief form to get a custom quote in seconds. We can help you get up to $5M of coverage with no medical exam.

Lasting service

We’ll do the heavy lifting for you. No need to pour over legalese or haggle with insurance agents. We’ll fight for you to get the best policy at the best price.

Let’s Make Life Insurance as Easy as 1, 2, 3

1. Request a free quote

You shouldn’t have to jump through hoops to see a price. See real-time updated pricing in seconds.

2. Expert consultation

Not quite sure what the best solution is for your business needs? We provide expert consultations at no cost.

3. Apply for coverage

We streamline the application process to be as swift and simple as possible. Most of the process can be completed online or over the phone.

Frequently Asked Questions

What kinds of businesses need life insurance?

Whether you’re an established small business or a fast-growing startup, you will need coverage to protect a founder/co-founder or a key employee or set up a buy-sell agreement.

How long does it take to get a policy?

You can get a free quote in 60 seconds. Unlike other firms, we don’t hound you with calls and texts before providing a quote. Simply fill out the form and browse policies in seconds. If you need assistance, reach out to our expert team for help choosing the right coverage for your needs.

How much life insurance do I need?

An employee who is also an equity owner can purchase up to 20x income plus the fair market value of their ownership interest in the business. You may not need that much, that’s the maximum amount, we can help you find the right amount for your needs.

Do I need to talk to an agent to get a quote?

Nope! You can request a free quote and browse available policies in 60 seconds. We don’t sell your info, and if you do reach out to us you’ll be routed directly to our founder–we don’t outsource to call centers.

Who do I talk to if I need help?

If you do want to speak with someone, we’re here to help. We don’t outsource support and won’t put you in a maze of a phone tree. Our founders, Michael and Susan, will walk you through any question on your mind–and negotiate a policy for you. Request to get in touch today.

Over 5,000 Businesses Insured and Counting

"Incredibly helpful"
We were required to get Key Person Insurance by our investors. Michael was incredibly helpful in guiding us through the confusing process. Would highly recommend him!

–Darien Lee
"Michael came through for us"
We were having no luck finding the insurance we needed, but Michael and the team came through with the right product and the right price.
"Beyond impressed"
“I am beyond impressed! They said they could complete a key-person policy in just two weeks (everyone else was 2+ months). They had it completed in less than the estimated two weeks.

–Nate

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Key Man Life Insurance: Information You Need to Know