Any company that relies on a few key people for a large percentage of their revenue faces the risk associated with a disabling injury or illness to one of these vital employees. This risk of disability is real and for most ages is significantly greater than death. Key man disability insurance, as called key person [...]

Business overhead expense (BOE) insurance is a form of disability insurance that is designed to protect a business by covering certain operating expenses if an owner becomes disabled. For years, professionals such as physicians and attorneys have known the value of overhead expense policies and many consider BOE policies a necessity.  Following is just one [...]