Key Person Insurance specializes in the sale of personal disability insurance as well as business overhead expense disability insurance. If you are the owner of a business where you are the primary source of business revenue, business overhead expense insurance can make sure that you have a business to return to in the event of your disability.

Request a quote for a BOE policy below, and one of our agents will provide you with a quote for this tax-deductible insurance policy. Business Overhead will reimburse your business for deductible overhead expenses that occur even while you are disabled such as employee salaries, insurance premiums, lease payments and utilities. Keyman will offer as much as $30,000 a month in overhead expense insurance, and our agency will write policies for as little as $5,000 a month. Request a quote now to make sure that you have a business to come back to. In the event of your disability, you can deduct the annual premiums for this type of insurance.

Please provide all of the necessary information and click on send now and Key Person Insurance will review your request.

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Business Overhead Expense Insurance

In the event that a business owner is disabled, business overhead expense insurance provides funds that can be used to recover certain operational expenses of the company. The income provided by a business overhead policy should allow the company to continue operations during the business owner’s disability. Policies are usually purchased for short term periods ranging from 12-24 months depending on the needs of the business. They are designed to “buy time” while the business owner recovers from a disability. If the disability is expected to be long term or permanent, the company can be sold at fair market value or dissolved. A Business overhead insurance policy usually most important for small business owners or those with their own technical practice such as physicians, attorneys, accountants, etc.

What is business overhead expense insurance?
How does business overhead expense insurance work?
Typical expenses covered under a business overhead policy
Expenses not covered in a business overhead policy